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Why Getting Preapproved Should Be the First Step for Buyers

One way to show you’re serious about buying your dream home is to get pre-approved for a mortgage before starting your search. Contact us to get connected with a top-rate professional.

Wondering if You Can Afford to Buy a Home Now?

How do I qualify for a loan and how much down payment will I need to buy a home? Dawn will guide you through this process and help you understand your options.
Contact Our Preferred Lender Today!

NEW BEGINNINGS…

I would highly recommend Angela Jacobs. She is wonderful on a personal and professional level, and she also gives her time and expertise generously. With her help, I recently purchased and sold a home. She made the process smooth and stress free. I will definitely use her for any real estate transactions in the future and recommend her to friends and family. See her story!

Linda C. – West Linn, OR

Serving Our Community Heroes

Heroes are all around us. Firefighters, first responders, school teachers, healthcare workers, military personnel, and our area police represent some of the local heroes who define our communities. These heroes give so much to our neighborhoods.

A knowledgeable agent and loan officer can help our heroes by finding the right home with the right loan program, specifically designed and created for them and other community heroes.. Contact me today to achieve the American Dream of homeownership!

A Story Book Ending…

“I could not have asked for better realtors to be by my side. Any question I had was answered. Every update they got I had a phone call as soon as they knew. They worked around my schedule. Most importantly they were there for me and after I almost gave up, they gave me the push I needed and am now happily in my first home at 21 years of age.” See their story!

Mason L.

4 Tips to Sell Your Home Faster

by Smilingruby | July 17, 2019 | Buyers, First Time Home Buyers, Home Search, Home Staging, Move-up Buyers, Pricing, Sellers, Selling Your Home | 0 Comments

Since June of last year, we have seen an increase in the inventory of homes for sale month per month. Every spring and summer, the inventory increases because people want to sell their home. For those with children, they may want to be in their new home for the...

Should I Refinance My Home?

by Smilingruby | July 17, 2019 | Buyers, Financing, First Time Home Buyers, Housing Market Updates, Interest Rates, Move-up Buyers, Sellers, Selling Your Home | 0 Comments

What's the BEST MOVE for your FAMILY? With the recent lower interest rates, many homeowners are wondering if they should refinance. To decide if refinancing is the best option for your family, start by asking yourself these questions: Learn...

Stop Wondering What Your Budget Is & Get Pre-Approved!

by Smilingruby | July 8, 2019 | Buyers, Credit Scores, Down Payment, Financing, First Time Home Buyers, Home Search, Move-up Buyers, Preapproved | 0 Comments

In many markets across the country, the number of buyers searching for their dream homes outnumbers the number of homes for sale. This has led to a competitive marketplace where buyers often need to stand out. One way to show that you are serious about buying your...

The Impact Staging Your Home Has On Your Sale Price

by Smilingruby | May 29, 2019 | Buyers, First Time Home Buyers, Home Staging, Housing Market Updates, Move-up Buyers, Sellers, Selling Your Home | 0 Comments

Some Highlights: The National Association of Realtors surveyed their members & released the findings of their Profile of Home Staging. 62% of seller’s agents say that staging a home decreases the amount of time a home spends on the market. 50% of staged homes saw a...

Multigenerational Homes Are on the Rise

by Smilingruby | May 29, 2019 | Baby Boomers, Buyers, First Time Home Buyers, Home Search, Housing Market Updates, Millennials, Move-up Buyers, Seniors | 0 Comments

As loved ones start to get older, we start to wonder: how long will they be able to live alone? Will they need someone there to help them with daily life? There’s a reason to ask those questions now more than ever, as the average life expectancy in the U.S. is 78...

The Cost of Renting vs. Buying This Spring

by Smilingruby | May 14, 2019 | Buyers, Financing, First Time Home Buyers, Home Search, Housing Market Updates, Infographic, Pricing, Rent vs Buy | 0 Comments

Some Highlights: Historically, the choice between renting or buying a home has been a tough decision. Looking at the percentage of income needed to rent a median-priced home today (27.7%) vs. the percentage needed to buy a median-priced home (17.5%), the choice...

The Benefits of a 20% Down Payment

by Smilingruby | May 8, 2019 | Buyer Myths, Buyers, Down Payment, Financing, First Time Home Buyers, Home Search, Move-up Buyers, Sellers | 0 Comments

If you are in the market to buy a home this year, you may be confused about how much money you need to come up with for your down payment. Many people you talk to will tell you that you need to save 20% or you won’t be able to secure a mortgage. The truth is that...

What Would Make You Sell Your House?

by Smilingruby | May 3, 2019 | Baby Boomers, Buyers, First Time Home Buyers, Housing Market Updates, Millennials, Move-up Buyers, Sellers, Selling Your Home | 0 Comments

There are many reasons why a homeowner decides to sell their house and move. The latest Generational Trends Report from the National Association of Realtors asked recent home sellers to share their reason for moving. The younger the respondents, the more likely their...

Why Pet-Friendly Homes Are in High Demand

by Smilingruby | April 14, 2019 | Buyers, First Time Home Buyers, Home Features and Pets, Home Ownership and Pets, Homes and Pets, Housing Market Updates, Move-up Buyers, Pet Amenties, Pet Safety, Rent vs Buy, Sellers, Selling Your Home | 0 Comments

If you have pets, you will likely be in search for pet friendly features such as fenced back yards, dog door access, durable flooring and feeding nooks. Renting may have limits to pet ownership, and those limitations can be a catalyst to buying a home. We have 4 dogs...

Data Says April is the Best Month to List Your Home for Sale

by Smilingruby | March 27, 2019 | Buyers, Home Search, Housing Market Updates, Sellers, Selling Your Home | 0 Comments

The spring housing market is off to the races! The inventory of homes for sale is increasing, buyers are out in force, and interest rates have remained low, piquing the interest of buyers and sellers previously on the fence about making a move. New research from...

Your Tax Refund Is The Key To Homeownership!

by Smilingruby | March 25, 2019 | Buyers, First Time Home Buyers, Home Search, Housing Market Updates, Move-up Buyers, Sellers, Selling Your Home | 0 Comments

According to data released by the Internal Revenue Service (IRS), Americans can expect an estimated average refund of $3,143 this year when filing their taxes. This is down slightly from the average refund of $3,436 last year. Tax refunds are often thought of as...

Is Your House Priced To Sell Immediately (PTSI)?

by Smilingruby | March 22, 2019 | Buyers, First Time Home Buyers, Home Search, Move-up Buyers, Pricing, Sellers | 0 Comments

In today’s real estate market, with more houses coming to market every day and eager buyers searching for their dream home, setting the right price for your house is one of the most important things you can do. According to CoreLogic’s latest Home Price Index, home...

Don’t Let Your Luck Run Out! Buy A Home This Spring

by Smilingruby | March 16, 2019 | Buyers, First Time Home Buyers, Home Search, Housing Market Updates, Infographic, Move-up Buyers, Preapproved, Sellers | 0 Comments

Some Highlights: Interest Rates for a 30-year fixed rate mortgage have dropped to 4.41% from near 5% in 2018. Take advantage of more inventory coming to market in the spring to find your dream home. Buying now will allow you to start earning equity today! Keep in mind...

7 Things To Avoid After Applying for a Mortgage!

by Smilingruby | March 13, 2019 | Buyers, Financing, First Time Home Buyers, Move-up Buyers | 0 Comments

Congratulations! You’ve found a home to buy and have applied for a mortgage! You are undoubtedly excited about the opportunity to decorate your new home! But before you make any big purchases, move any money around, or make any big-time life changes, consult your loan...

What’s Going On with Bidding Wars?

by Smilingruby | March 11, 2019 | Buyers, First Time Home Buyers, Housing Market Updates, Move-up Buyers, Pricing, Sellers, Selling Your Home | 0 Comments

In a strong seller’s market, like the one we have experienced over the past few years, bidding wars are common and expected. This makes sense! A seller’s market is defined as a market in which the inventory of homes for sale cannot satisfy the number of buyers who...

3 Tips for Making Your Dream of Buying A Home Come True

by Smilingruby | February 22, 2019 | Buyers, Down Payment, First Time Home Buyers, Infographic | 0 Comments

Some Highlights: Setting up an automatic savings plan that saves a small amount of every check is one of the best ways to save without thinking too much about it. Living within a budget right now will help you save money for down payments while also paying down other...

How To List Your Home for the Best Price

by Smilingruby | February 15, 2019 | Buyers, Housing Market Updates, Move-up Buyers, Pricing, Sellers, Selling Your Home | 0 Comments

If your plan for 2019 includes selling your home, you will want to pay attention to where experts believe home values are headed. According to the latest Home Price Index from CoreLogic, home prices increased by 4.7% over the course of 2018. Read...

Thinking of Selling Your House? This is a Perfect Time!

by Smilingruby | February 11, 2019 | Buyers, Home Search, Housing Market Updates, Move-up Buyers, Sellers, Selling Your Home | 0 Comments

It is common knowledge that a great number of homes sell during the spring buying season. For that reason, many homeowners hold off putting their homes on the market until then. The question is whether or not that is a good strategy this year. Read...

5 Reasons to Love Hiring A Real Estate Pro

by Smilingruby | February 8, 2019 | Buyers, First Time Home Buyers, Home Search, Infographic, Move-up Buyers, Negotiating Contracts, Pricing, Sellers, Selling Your Home | 0 Comments

Highlights: Hiring a real estate professional to guide you through the process of buying a home or selling your house can be one of the best decisions you make! They are there for you to help with contracts, explaining the process, negotiations, and pricing (both when...

The KonMari Method: Helping You Prep Your House For Sale

by Smilingruby | February 6, 2019 | Buyers, Declutter, Move-up Buyers, Sellers, Selling Your Home | 0 Comments

If you want to MOVE your home, set yourself up for success! We all have an individual style that may or may not be the same as the buyers looking at your home. When a prospective buyer enters your home, they need to be able to see themselves there. Too much clutter...

Sell Your Home Find Your New Home

Rob & Angela Jacobs

“Your Key to Real Estate Results”

Licensed Brokers in the State of OR
Premiere Property Group, LLC
5000 Meadows Rd. Suite 150
Lake Oswego, Oregon 97035