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Making a MOVE can be exciting, confusing and stressful all rolled into one. Our team makes the crooked places straight and stands by you every step of the way. Our mission: A smoothly paved road with the most money in your pocket on closing day!
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Why Getting Preapproved Should Be the First Step for Buyers

One way to show you’re serious about buying your dream home is to get pre-approved for a mortgage before starting your search. Contact us to get connected with a top-rate professional.

Wondering if You Can Afford to Buy a Home Now?

How do I qualify for a loan and how much down payment will I need to buy a home? Dawn will guide you through this process and help you understand your options.
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NEW BEGINNINGS…

I would highly recommend Angela Jacobs. She is wonderful on a personal and professional level, and she also gives her time and expertise generously. With her help, I recently purchased and sold a home. She made the process smooth and stress free. I will definitely use her for any real estate transactions in the future and recommend her to friends and family. See her story!

Linda C. – West Linn, OR

Serving Our Community Heroes

Heroes are all around us. Firefighters, first responders, school teachers, healthcare workers, military personnel, and our area police represent some of the local heroes who define our communities. These heroes give so much to our neighborhoods.

A knowledgeable agent and loan officer can help our heroes by finding the right home with the right loan program, specifically designed and created for them and other community heroes.. Contact me today to achieve the American Dream of homeownership!

A Story Book Ending…

“I could not have asked for better realtors to be by my side. Any question I had was answered. Every update they got I had a phone call as soon as they knew. They worked around my schedule. Most importantly they were there for me and after I almost gave up, they gave me the push I needed and am now happily in my first home at 21 years of age.” See their story!

Mason L.

5 Real Estate Reality TV Myths Explained

by Smilingruby | August 19, 2019 | Buyer Myths, Buyers, First Time Home Buyers, Home Search, Move-up Buyers, Sellers, Selling Myths | 0 Comments

Have you ever been flipping through the channels, only to find yourself glued to the couch in an HGTV binge session? We’ve all been there, watching entire seasons of shows like “Property Brothers,” “Fixer Upper,” and “Love It or List It,” all in one sitting. When...

Rent Vs. Own

by Smilingruby | August 13, 2019 | Buyers, First Time Home Buyers, Home Search, Interest Rates, Move-up Buyers, Rent vs Buy, Sellers | 0 Comments

Some Highlights: Owning your own home vs. renting may lead to some great options, such as locking in your monthly payments and having the freedom to customize your living space. Whether you rent or own, you have to cover someone’s mortgage costs. You may as well be...

How Much Do You Know About Down Payments?

by Smilingruby | August 6, 2019 | Buyer Myths, Buyers, Down Payment, Financing, First Time Home Buyers, Home Search, Move-up Buyers, Sellers | 0 Comments

Whether you’ve owned a home before, or you’re ready to jump into homeownership for the first time, there are always a lot of questions swirling around about what is truly required for a down payment, and how to best source down payment assistance. Let’s tackle these...

3 Powerful Reasons to Buy a Home Now

by Smilingruby | August 2, 2019 | Buyers, Financing, First Time Home Buyers, Home Search, Housing Market Updates, Interest Rates, Move-up Buyers, Sellers | 0 Comments

Whether you are a first-time buyer or looking to move up to the home of your dreams, now is a great time to purchase a home. Here are three major reasons to buy today. Learn...

Why Now Is the Perfect Time to Sell Your House

by Smilingruby | August 2, 2019 | Buyers, First Time Home Buyers, Housing Market Updates, Move-up Buyers, Sellers, Selling Myths, Selling Your Home | 0 Comments

As a homeowner, it’s always tempting to dream about the next big project you’re going to tackle. The possibilities are endless. Should I renovate? Should I refinance? Should I stay? Should I move? The list goes on and on. Learn...

The Cost of Waiting: Interest Rates Edition [INFOGRAPHIC]

by Smilingruby | July 21, 2019 | Buyers, First Time Home Buyers, Housing Market Updates, Interest Rates, Move-up Buyers | 0 Comments

Some Highlights: Interest rates are projected to increase steadily heading into 2020. The higher your interest rate, the more money you will end up paying for your home and the higher your monthly payment will be. Rates are still low right now – don’t wait until they...

4 Tips to Sell Your Home Faster

by Smilingruby | July 17, 2019 | Buyers, First Time Home Buyers, Home Search, Home Staging, Move-up Buyers, Pricing, Sellers, Selling Your Home | 0 Comments

Since June of last year, we have seen an increase in the inventory of homes for sale month per month. Every spring and summer, the inventory increases because people want to sell their home. For those with children, they may want to be in their new home for the...

Should I Refinance My Home?

by Smilingruby | July 17, 2019 | Buyers, Financing, First Time Home Buyers, Housing Market Updates, Interest Rates, Move-up Buyers, Sellers, Selling Your Home | 0 Comments

What's the BEST MOVE for your FAMILY? With the recent lower interest rates, many homeowners are wondering if they should refinance. To decide if refinancing is the best option for your family, start by asking yourself these questions: Learn...

Stop Wondering What Your Budget Is & Get Pre-Approved!

by Smilingruby | July 8, 2019 | Buyers, Credit Scores, Down Payment, Financing, First Time Home Buyers, Home Search, Move-up Buyers, Preapproved | 0 Comments

In many markets across the country, the number of buyers searching for their dream homes outnumbers the number of homes for sale. This has led to a competitive marketplace where buyers often need to stand out. One way to show that you are serious about buying your...

The Impact Staging Your Home Has On Your Sale Price

by Smilingruby | May 29, 2019 | Buyers, First Time Home Buyers, Home Staging, Housing Market Updates, Move-up Buyers, Sellers, Selling Your Home | 0 Comments

Some Highlights: The National Association of Realtors surveyed their members & released the findings of their Profile of Home Staging. 62% of seller’s agents say that staging a home decreases the amount of time a home spends on the market. 50% of staged homes saw a...

Multigenerational Homes Are on the Rise

by Smilingruby | May 29, 2019 | Baby Boomers, Buyers, First Time Home Buyers, Home Search, Housing Market Updates, Millennials, Move-up Buyers, Seniors | 0 Comments

As loved ones start to get older, we start to wonder: how long will they be able to live alone? Will they need someone there to help them with daily life? There’s a reason to ask those questions now more than ever, as the average life expectancy in the U.S. is 78...

The Cost of Renting vs. Buying This Spring

by Smilingruby | May 14, 2019 | Buyers, Financing, First Time Home Buyers, Home Search, Housing Market Updates, Infographic, Pricing, Rent vs Buy | 0 Comments

Some Highlights: Historically, the choice between renting or buying a home has been a tough decision. Looking at the percentage of income needed to rent a median-priced home today (27.7%) vs. the percentage needed to buy a median-priced home (17.5%), the choice...

The Benefits of a 20% Down Payment

by Smilingruby | May 8, 2019 | Buyer Myths, Buyers, Down Payment, Financing, First Time Home Buyers, Home Search, Move-up Buyers, Sellers | 0 Comments

If you are in the market to buy a home this year, you may be confused about how much money you need to come up with for your down payment. Many people you talk to will tell you that you need to save 20% or you won’t be able to secure a mortgage. The truth is that...

What Would Make You Sell Your House?

by Smilingruby | May 3, 2019 | Baby Boomers, Buyers, First Time Home Buyers, Housing Market Updates, Millennials, Move-up Buyers, Sellers, Selling Your Home | 0 Comments

There are many reasons why a homeowner decides to sell their house and move. The latest Generational Trends Report from the National Association of Realtors asked recent home sellers to share their reason for moving. The younger the respondents, the more likely their...

Why Pet-Friendly Homes Are in High Demand

by Smilingruby | April 14, 2019 | Buyers, First Time Home Buyers, Home Features and Pets, Home Ownership and Pets, Homes and Pets, Housing Market Updates, Move-up Buyers, Pet Amenties, Pet Safety, Rent vs Buy, Sellers, Selling Your Home | 0 Comments

If you have pets, you will likely be in search for pet friendly features such as fenced back yards, dog door access, durable flooring and feeding nooks. Renting may have limits to pet ownership, and those limitations can be a catalyst to buying a home. We have 4 dogs...

Data Says April is the Best Month to List Your Home for Sale

by Smilingruby | March 27, 2019 | Buyers, Home Search, Housing Market Updates, Sellers, Selling Your Home | 0 Comments

The spring housing market is off to the races! The inventory of homes for sale is increasing, buyers are out in force, and interest rates have remained low, piquing the interest of buyers and sellers previously on the fence about making a move. New research from...

Your Tax Refund Is The Key To Homeownership!

by Smilingruby | March 25, 2019 | Buyers, First Time Home Buyers, Home Search, Housing Market Updates, Move-up Buyers, Sellers, Selling Your Home | 0 Comments

According to data released by the Internal Revenue Service (IRS), Americans can expect an estimated average refund of $3,143 this year when filing their taxes. This is down slightly from the average refund of $3,436 last year. Tax refunds are often thought of as...

Is Your House Priced To Sell Immediately (PTSI)?

by Smilingruby | March 22, 2019 | Buyers, First Time Home Buyers, Home Search, Move-up Buyers, Pricing, Sellers | 0 Comments

In today’s real estate market, with more houses coming to market every day and eager buyers searching for their dream home, setting the right price for your house is one of the most important things you can do. According to CoreLogic’s latest Home Price Index, home...

Don’t Let Your Luck Run Out! Buy A Home This Spring

by Smilingruby | March 16, 2019 | Buyers, First Time Home Buyers, Home Search, Housing Market Updates, Infographic, Move-up Buyers, Preapproved, Sellers | 0 Comments

Some Highlights: Interest Rates for a 30-year fixed rate mortgage have dropped to 4.41% from near 5% in 2018. Take advantage of more inventory coming to market in the spring to find your dream home. Buying now will allow you to start earning equity today! Keep in mind...

7 Things To Avoid After Applying for a Mortgage!

by Smilingruby | March 13, 2019 | Buyers, Financing, First Time Home Buyers, Move-up Buyers | 0 Comments

Congratulations! You’ve found a home to buy and have applied for a mortgage! You are undoubtedly excited about the opportunity to decorate your new home! But before you make any big purchases, move any money around, or make any big-time life changes, consult your loan...

Sell Your Home Find Your New Home

Rob & Angela Jacobs

“Your Key to Real Estate Results”

Licensed Brokers in the State of OR
Premiere Property Group, LLC
5000 Meadows Rd. Suite 150
Lake Oswego, Oregon 97035