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Why Getting Preapproved Should Be the First Step for Buyers

One way to show you’re serious about buying your dream home is to get pre-approved for a mortgage before starting your search. Contact us to get connected with a top-rate professional.

Wondering if You Can Afford to Buy a Home Now?

How do I qualify for a loan and how much down payment will I need to buy a home? Dawn will guide you through this process and help you understand your options.
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NEW BEGINNINGS…

I would highly recommend Angela Jacobs. She is wonderful on a personal and professional level, and she also gives her time and expertise generously. With her help, I recently purchased and sold a home. She made the process smooth and stress free. I will definitely use her for any real estate transactions in the future and recommend her to friends and family. See her story!

Linda C. – West Linn, OR

Serving Our Community Heroes

Heroes are all around us. Firefighters, first responders, school teachers, healthcare workers, military personnel, and our area police represent some of the local heroes who define our communities. These heroes give so much to our neighborhoods.

A knowledgeable agent and loan officer can help our heroes by finding the right home with the right loan program, specifically designed and created for them and other community heroes.. Contact me today to achieve the American Dream of homeownership!

A Story Book Ending…

“I could not have asked for better realtors to be by my side. Any question I had was answered. Every update they got I had a phone call as soon as they knew. They worked around my schedule. Most importantly they were there for me and after I almost gave up, they gave me the push I needed and am now happily in my first home at 21 years of age.” See their story!

Mason L.

Don’t Let Your Luck Run Out! Buy A Home This Spring

by Smilingruby | March 16, 2019 | Buyers, First Time Home Buyers, Home Search, Housing Market Updates, Infographic, Move-up Buyers, Preapproved, Sellers | 0 Comments

Some Highlights: Interest Rates for a 30-year fixed rate mortgage have dropped to 4.41% from near 5% in 2018. Take advantage of more inventory coming to market in the spring to find your dream home. Buying now will allow you to start earning equity today! Keep in mind...

7 Things To Avoid After Applying for a Mortgage!

by Smilingruby | March 13, 2019 | Buyers, Financing, First Time Home Buyers, Move-up Buyers | 0 Comments

Congratulations! You’ve found a home to buy and have applied for a mortgage! You are undoubtedly excited about the opportunity to decorate your new home! But before you make any big purchases, move any money around, or make any big-time life changes, consult your loan...

What’s Going On with Bidding Wars?

by Smilingruby | March 11, 2019 | Buyers, First Time Home Buyers, Housing Market Updates, Move-up Buyers, Pricing, Sellers, Selling Your Home | 0 Comments

In a strong seller’s market, like the one we have experienced over the past few years, bidding wars are common and expected. This makes sense! A seller’s market is defined as a market in which the inventory of homes for sale cannot satisfy the number of buyers who...

3 Tips for Making Your Dream of Buying A Home Come True

by Smilingruby | February 22, 2019 | Buyers, Down Payment, First Time Home Buyers, Infographic | 0 Comments

Some Highlights: Setting up an automatic savings plan that saves a small amount of every check is one of the best ways to save without thinking too much about it. Living within a budget right now will help you save money for down payments while also paying down other...

How To List Your Home for the Best Price

by Smilingruby | February 15, 2019 | Buyers, Housing Market Updates, Move-up Buyers, Pricing, Sellers, Selling Your Home | 0 Comments

If your plan for 2019 includes selling your home, you will want to pay attention to where experts believe home values are headed. According to the latest Home Price Index from CoreLogic, home prices increased by 4.7% over the course of 2018. Read...

Thinking of Selling Your House? This is a Perfect Time!

by Smilingruby | February 11, 2019 | Buyers, Home Search, Housing Market Updates, Move-up Buyers, Sellers, Selling Your Home | 0 Comments

It is common knowledge that a great number of homes sell during the spring buying season. For that reason, many homeowners hold off putting their homes on the market until then. The question is whether or not that is a good strategy this year. Read...

5 Reasons to Love Hiring A Real Estate Pro

by Smilingruby | February 8, 2019 | Buyers, First Time Home Buyers, Home Search, Infographic, Move-up Buyers, Negotiating Contracts, Pricing, Sellers, Selling Your Home | 0 Comments

Highlights: Hiring a real estate professional to guide you through the process of buying a home or selling your house can be one of the best decisions you make! They are there for you to help with contracts, explaining the process, negotiations, and pricing (both when...

The KonMari Method: Helping You Prep Your House For Sale

by Smilingruby | February 6, 2019 | Buyers, Declutter, Move-up Buyers, Sellers, Selling Your Home | 0 Comments

If you want to MOVE your home, set yourself up for success! We all have an individual style that may or may not be the same as the buyers looking at your home. When a prospective buyer enters your home, they need to be able to see themselves there. Too much clutter...

One More Time… You Do Not Need 20% Down to Buy a Home

by Smilingruby | February 5, 2019 | Buyers, Down Payment, First Time Home Buyers, Home Search, Move-up Buyers, Rent vs Buy, Sellers | 0 Comments

The largest obstacle renters face when planning to buy a home is saving for a down payment. This challenge is amplified by rising rents, which has eaten into the amount of money renters have leftover for savings each month after paying expenses. Your DREAM HOME may...

Whose Mortgage Do You Want to Pay? Yours or Your Landlord’s?

by Smilingruby | February 5, 2019 | Buyers, Financing, First Time Home Buyers, Home Search, Move-up Buyers, Rent vs Buy | 0 Comments

There are some people who haven’t purchased homes because they are uncomfortable taking on the obligation of a mortgage. However, everyone should realize that unless you are living with your parents rent-free, you are paying a mortgage – either yours or your...

3 Things You Need in a Shifting Real Estate Market

by Smilingruby | February 1, 2019 | Buyers, First Time Home Buyers, Home Search, Housing Market Updates, Pricing, Rent vs Buy, Sellers, Selling Your Home | 0 Comments

Whether you are thinking of selling your house or buying a home, today’s real estate headlines can be confusing – perhaps even concerning. What is actually happening with mortgage rates? Are home values dropping or are they just rising at a slower pace? What impact...

Why It Makes No Sense to Wait for Spring to Sell

by Smilingruby | January 29, 2019 | Home Search, Move-up Buyers, Pricing, Sellers, Selling Myths, Selling Your Home | 0 Comments

The price of any item (including residential real estate) is determined by the theory of ‘supply and demand.’ If many people are looking to buy an item and the supply of that item is limited, the price of that item Learn...

The Difference Having a Professional on Your Side Makes

by Smilingruby | January 26, 2019 | Buyers, First Time Home Buyers, Home Search, Homes and Pets, Move-up Buyers, Sellers, Selling Your Home | 0 Comments

In today's market, the buyer is saavy in finding a home. That's usually the easy part. After you find a home you like, there are many pieces to the puzzle in negotiating not only the price but the entire transaction. Many don't realize what goes on behind the...

3 Things You Need in a Shifting Real Estate Market

by Smilingruby | January 24, 2019 | Buyers, First Time Home Buyers, Home Search, Housing Market Updates, Move-up Buyers, Sellers, Selling Your Home | 0 Comments

Selling Your Home? Make Sure the Price is Right!

by Smilingruby | January 20, 2019 | Move-up Buyers, Pricing, Sellers, Selling Your Home | 0 Comments

The market decides what your home is worth. It's like mother nature... you can't control it. Price it right, and get the BEST return. If you’ve ever watched “The Price is Right,” you know that the only way to win is to be the one to correctly guess the price of the...

Buying a House This Year? This Should Be Your 1st Step!

by Smilingruby | January 15, 2019 | Buyer Myths, Buyers, First Time Home Buyers, Home Search, Preapproved | 0 Comments

Get Preapproved and get the bottom line on what it will take for you to BUY a home. In many markets across the country, the number of buyers searching for their dream homes outnumbers the number of homes for sale. This has led to a competitive marketplace where buyers...

The Best Time to List Your House? TODAY!

by Smilingruby | January 11, 2019 | Move-up Buyers, Sellers, Selling Your Home | 0 Comments

You may have heard that the housing market is softening. There is no doubt that buyer traffic has decreased. There are fewer purchasers in the market than there were last month and at this time last year. What you may not have heard, however, is that there is still a...

Is the Recent Dip in Interest Rates Here to Stay?

by Smilingruby | January 9, 2019 | Buyers, Financing, First Time Home Buyers, Home Search, Housing Market Updates, Interest Rates | 0 Comments

Interest rates for a 30-year fixed rate mortgage climbed consistently throughout 2018 until the middle of November. After that point, rates returned to levels that we saw in August to close out the year at 4.55%, according to Freddie Mac’s Primary Mortgage Market...

Buying A Vacation Property? Now Is A Good Time!

by Smilingruby | January 8, 2019 | Baby Boomers, Buyers, Move-up Buyers | 0 Comments

Every year around this time, many homeowners begin the process of preparing their homes in case of extreme winter weather. Some others skip winter all together by escaping to their vacation homes in a warmer climate. For those homeowners staying at their first...

Top Renovations to Complete Before You Sell Your House

by Smilingruby | January 4, 2019 | DIY Projects, Home Improvement, Home Search, Infographic, Landscaping, Move-up Buyers, Sellers, Selling Your Home | 0 Comments

Some Highlights: If you are planning on listing your house for sale this year, here are the top four home improvement projects that will net you the most Return on Investment (ROI). Minor bathroom renovations can go a long way toward improving the quality of your...

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5000 Meadows Rd. Suite 150
Lake Oswego, Oregon 97035